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The Role of Insurance in a Financial Plan

For international school teachers, life abroad offers excitement, opportunity, and new experiences. But while you may spend time planning lessons and adventures, one part of your financial picture that deserves equal attention is insurance. Insurance isn’t just about protecting against bad luck—it’s about creating stability so your financial plan stays on course, no matter what […]

How to Utilize Private Placement Life Insurance (PPLI) in the UK

A single-premium life insurance policy is known by many names: Offshore Life Assurance Policy, Offshore Bond, Investment Bond or Private Placement Life Insurance (PPLI). Historically, these policies were whole-of-life contracts designed primarily to provide an inheritance or charitable donation upon the policyholder’s death. The death benefit typically amounted to 125% of the initial investment. These […]

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