A moderately risk-averse investment strategy with an emphasis placed on the preservation of capital and a secondary goal of long-term capital appreciation. It will likely involve a moderately high percentage of fixed income investments and cash-like investments in comparison to equities. The strategy is based on an investment time horizon of at least five (5) years and does not attempt to consider active management of short-term fluctuations.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| Portfolio (%) | 10.62 | 9.39 | -11.77 | 12.77 | 8.24 | 11.7647 | 4.2746 |
| Annualized Return | Standard Deviation | Dividend Yield | |
|---|---|---|---|
| Portfolio | 7.3599678845816% | 7.7618991418519% | 3.93% |
| Equity | 35.783126779045% | |
| Fixed Income | 60.688130025833% | |
| Commodities | 3.0468159369967% | |
| Cash | 0.48192725812462% |
| North America | 77.98% | |
| Greater Europe | 9.48% | |
| Asia | 6.79% | |
| Central/Latin America | 1.82% |
| Technology | 13.22% | |||||||
| Healthcare | 5.75% | |||||||
| Consumer Discretionary | 4.89% | |||||||
| Financials | 12.13% | |||||||
| Communications | 5.04% | |||||||
| Industrials | 4.24% | |||||||
| Consumer Staples | 2.42% | |||||||
| Real Estate | 0.79% | |||||||
| Materials | 1.49% | |||||||
| Utilities | 1.14% | |||||||
| Energy | 2.25% |
| Asset Class | Weight (%) |
|---|---|
| 1. iShares 7-10 Year Treasury Bond ETF | 18.94% |
| 2. iShares iBoxx USD Investment Grade Corporate Bond ETF | 14.69% |
| 3. Vanguard ESG US Stock ETF | 11.31% |
| 4. Janus Henderson Mortgage-Backed Securities ETF | 9.45% |
| 5. Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF | 7.51% |
| 6. Avantis US Equity ETF | 7.13% |
| 7. iShares J.P. Morgan EM Corporate Bond ETF | 6.15% |
| 8. SPDR Bloomberg International Corporate Bond ETF | 4.77% |
| 9. Vanguard ESG International Stock ETF | 3.74% |
| 10. iShares J.P. Morgan EM Local Currency Bond ETF | 3.66% |
We offer a personal, calculated plan for your finances. Get in touch to learn how we can help support your family’s future and build a richer life.
